John Y’s Musings from the Middle: Free Credit Score

“Want to quickly and easily get your credit score right now for free?

If you answered ‘Yes’ then click here….

Oh, wait a minute….

Let’s decode that offer.

“Would you like to pay a $30 monthly fee to have your credit score sent to you each month (nearly $400 a year if you forget to cancel) and if you try to cancel it’s a real pain in the neck because although they will sign you up in a jiffy… online, to cancel you have to call in during certain hours and remain on hold for a maddeningly long time until you speak to a customer-service representative who will essentially refuse to cancel your membership until you shout at them that, “Yes, you understand all the amazing benefits of having your score sent to you monthly and despite the fact you are an inexplicable ignoramus unable to decipher obvious commonsensical benefits to yourself and my family, you still want it cancelled?”