John Y’s Musings from the Middle: Credit Scores

Have you ever noticed that the people who bragged the loudest about the SAT scores when they were 17 are hardly ever the same people in middle age who boast regularly about the Credit Score?

Sure both tests are on a scale that goes up to about 800 and both are important.

But I think there may be some sort of inverse relationship between high SAT scores and high credit scores.

And what about the rest of us? Those who haven’t had a chance to brag about either score? Is there a third test in our later years we could still ace and get to brag about?

If not, we sure would appreciate it if someone out there would please think of one. And one more thing.

I think that the “Super Score” rule for the SAT should apply with Credit Reports, too.

Whatever my highest score on any given day for the year was with Experian, Transunion, and Equifax should be “My score” for that year.